At the time of contracting a health insurance there are multiple factors to be taken into account among which the type of profession and the coverages offered by the company to the insured stand out
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What are the usual modalities of health insurance?
At DKV, what we are trying to do as a company is to open ourselves to the entire economic area, both to the self-employed and to a person of general regime where the insured can adapt and say what they need, especially in terms of the most important part of medical specialties. Within these, the means of diagnosis are paramount, since serious diseases are detected through them.
For this reason, there are people who may not want or need full insurance and, on the other hand, there are people who can financially adapt to a larger insurance where they will have more coverage (for example hospitalization, medical emergencies, surgical interventions ...), An economic capacity and a refund. That means you can go to specialists who are not within the medical team and pay the bill (which will be reimbursed by the company) and somehow have that greater ability to move.
What is the life insurance coverage of DKV?
We have been making the decision for years and we wanted DKV to be a company where, as of the third year of subscription within the policy, they can have life coverage. This means that only the insured can choose to stop working with the company at the end of the contract, but the company will never be able to kick out that person or void the health insurance for a high expense or use of the policy. This is a guarantee for people who are older and who have concerns about their health coverage, for example people who have 70 or 80 years because in this way they have security in their insurance and an extension and tranquility in old age.
Do DKV health insurance work with all medical centers in Canary Islands?
We are a company that try to work with all medical centers and hospitals. In fact we have medical centers that do not work with other companies, and that we have been able to negotiate.
It is important to provide coverage at the national level, but above all at the local level. At the national level we have all the most important centers to which any insured can travel if they have any problems. You can choose clinics as important as the Anderson in Madrid or the Chiron or Hospiten here in Canary Islands where they can have not only that medical assistance service but hospital service that is always important to be the best and of the highest quality. In DKV we try to provide an excellent service to the insured.
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Has insured person the sanitary assistance covered when he travels abroad?
We work with a service of assistance in trips where we give the guarantee to the insured that he can move so much of vacations as of work. In this way, if you have an accident or illness, we can not only reimburse the amount you have spent, but even in Europe, the United States and Canada, the center will pay directly to the clinic or hospital and the insured will do the service without having to pay the invoice. It is a service that we have all the companies that try to give a quality of service in any part of the world.
